:root{--red:#d90429;--red-d:#a90322;--ink:#141418;--mut:#5b5e66;--bg:#f4f4f5;--card:#ffffff;--line:#e7e7ea;--rad:16px;--max:1280px}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--bg)}
.container{max-width:var(--max);margin:0 auto;padding:0 24px}
a{text-decoration:none;color:inherit}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:13.5px;padding:10px 18px;border-radius:8px;border:1.5px solid transparent;cursor:pointer;white-space:nowrap;line-height:1.2}
.btn-red{background:var(--red);color:#fff;box-shadow:0 6px 16px rgba(217,4,41,.28)}
.btn-outline{border-color:#dcdce0;background:#fff;color:var(--ink)}
.btn-white{background:#fff;color:var(--ink);box-shadow:0 6px 16px rgba(0,0,0,.25)}
.btn-lg{padding:14px 28px;font-size:15px;border-radius:10px}
.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.header-inner{display:flex;align-items:center;gap:20px;height:68px}
.logo{display:flex;align-items:center;gap:10px;flex-shrink:0}
.logo-mark{width:38px;height:38px;border-radius:9px;background:var(--red);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px}
.logo-text{display:flex;flex-direction:column;line-height:1.05;justify-content:center}
.logo-text strong{font-size:16px;letter-spacing:.5px;white-space:nowrap}
.logo-text small{font-size:10px;letter-spacing:3.5px;color:var(--mut);font-weight:700;white-space:nowrap}
.nav{display:flex;align-items:center;gap:22px;margin-left:8px;flex:1;justify-content:center}
.nav a{font-size:13.5px;font-weight:600;color:#33353b;padding:8px 0;position:relative;white-space:nowrap;line-height:1.2;display:inline-flex;align-items:center}
.nav a.active{color:var(--red)}
.nav a.active::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2.5px;background:var(--red);border-radius:2px}
.nav-cta-mobile{display:none}
.header-actions{margin-left:auto;display:flex;align-items:center;gap:8px;flex-shrink:0}
.hamburger{display:none;background:none;border:0;cursor:pointer;flex-direction:column;gap:5px;padding:8px}
.hamburger span{width:24px;height:2.5px;background:var(--ink);border-radius:2px;display:block}
.hero{background:#0d0d10;color:#fff;overflow:hidden;position:relative}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:48px;align-items:center;min-height:600px}
.hero-content{padding:72px 0 72px;position:relative;z-index:2}
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:12px;font-weight:800;letter-spacing:2.5px;color:#ffc2c9;border:1px solid rgba(255,255,255,.22);padding:9px 18px;border-radius:100px;background:rgba(255,255,255,.07);margin-bottom:22px}
.eyebrow-dot{width:8px;height:8px;border-radius:50%;background:var(--red);box-shadow:0 0 0 4px rgba(217,4,41,.32);flex-shrink:0}
.hero h1{font-size:56px;line-height:1.1;margin:0 0 20px;font-weight:800;letter-spacing:-.5px}
.hero-desc{color:#d6d6da;font-size:16.5px;line-height:1.7;margin-bottom:32px;max-width:480px}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:36px}
.hero-trust{display:flex;align-items:center;gap:18px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.14);padding-top:24px;margin-bottom:0;max-width:520px}
.trust-item{display:flex;align-items:center;gap:9px;font-size:13.5px;font-weight:600;color:#eee;white-space:nowrap}
.trust-icon{width:32px;height:32px;border-radius:50%;background:rgba(217,4,41,.20);border:1px solid rgba(255,80,95,.55);color:#ff7a86;display:flex;align-items:center;justify-content:center;font-size:15px;flex-shrink:0}
.trust-sep{width:1px;height:26px;background:rgba(255,255,255,.16);flex-shrink:0}
.hero-media{position:relative;min-height:460px;align-self:stretch}
.hero-art{position:absolute;inset:0;background:linear-gradient(180deg,#2a2c33 0%,#34373f 40%,#1a1b1f 75%,#0d0d10 100%);overflow:hidden;border-radius:0}
.hero-media-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(13,13,16,1) 0%,rgba(13,13,16,.85) 18%,rgba(13,13,16,.35) 45%,rgba(13,13,16,.05) 70%,rgba(13,13,16,0) 100%);pointer-events:none}
.city{position:absolute;inset:0;display:flex;align-items:flex-end;gap:16px;padding:30px 28px 140px;justify-content:flex-end}
.bld{background:linear-gradient(180deg,#4a4e59 0%,#2a2c33 55%,#17181c 100%);border-radius:4px 4px 0 0;position:relative;box-shadow:0 0 30px rgba(0,0,0,.4)}
.bld::after{content:"";position:absolute;inset:14px 12px;background-image:radial-gradient(#ffd97a 24%,transparent 25%),radial-gradient(#d8e9ff 24%,transparent 25%);background-size:24px 24px;background-position:0 0,12px 12px;opacity:.75}
.b1{width:96px;height:310px}.b2{width:118px;height:360px}.b3{width:92px;height:265px;border-left:9px solid var(--red)}.b4{width:104px;height:330px}
.car-wrap{position:absolute;left:4%;right:4%;bottom:52px;display:flex;justify-content:center;z-index:2}
.car{width:min(440px,88%);height:96px;background:linear-gradient(180deg,#2b2c31,#17181b);border:2px solid #565a65;border-bottom:0;border-radius:80px 80px 14px 14px;position:relative;box-shadow:0 18px 44px rgba(0,0,0,.55)}
.car-top{position:absolute;left:18%;right:18%;top:-44px;height:50px;background:linear-gradient(180deg,#1a2230,#0d1117);border:2px solid #6a7688;border-bottom:0;border-radius:44px 44px 0 0}
.car-line{position:absolute;left:0;right:0;top:36px;height:5px;background:linear-gradient(90deg,var(--red),#ff4d5e)}
.wheel{position:absolute;bottom:-25px;width:54px;height:54px;border-radius:50%;background:#0a0a0a;border:5px solid #5a5e68;box-shadow:0 6px 14px rgba(0,0,0,.5)}
.wheel::after{content:"";position:absolute;inset:13px;background:linear-gradient(180deg,#aeb4bf,#7c818c);border-radius:50%}
.w1{left:46px}.w2{right:46px}
.hero-glow{position:absolute;width:380px;height:240px;right:-30px;top:30px;background:radial-gradient(closest-side,rgba(217,4,41,.35),transparent);pointer-events:none}
.cards-section{margin-top:-72px;position:relative;z-index:5;padding-bottom:64px;background:transparent}
.cards-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;align-items:stretch}
.card{background:var(--card);border:1px solid #ececf0;border-top:4px solid var(--red);border-radius:var(--rad);padding:32px 26px 28px;box-shadow:0 20px 48px rgba(0,0,0,.10);display:flex;flex-direction:column;min-height:308px}
.card-icon{width:52px;height:52px;border-radius:13px;background:linear-gradient(135deg,var(--red),#a90322);color:#fff;display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:20px;box-shadow:0 8px 18px rgba(217,4,41,.30)}
.card h3{font-size:17.5px;margin-bottom:12px;line-height:1.3;font-weight:800}
.card p{color:var(--mut);font-size:14px;line-height:1.7;margin-bottom:24px;flex:1}
.card-link{color:var(--red);font-weight:800;font-size:14px;display:inline-flex;gap:8px;align-items:center;margin-top:auto;padding-top:8px;border-top:1px solid #f1f1f4}
.footer{background:#fff;border-top:1px solid var(--line)}
.footer-inner{padding:20px 24px;color:var(--mut);font-size:13.5px;text-align:center}
.section-head{max-width:640px;margin-bottom:30px}
.section-head h2{font-size:34px;letter-spacing:-.4px;margin:18px 0 12px;font-weight:800}
.section-sub{color:var(--mut);font-size:15.5px;line-height:1.65}
.eyebrow-light{color:var(--red);border-color:#f0c9d1;background:#fff}
.calc-section{padding:72px 0 8px}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:stretch}
.calc-input-card,.calc-result-card{background:#fff;border:1px solid #ececf0;border-radius:var(--rad);padding:32px 30px;box-shadow:0 20px 48px rgba(0,0,0,.08)}
.calc-result-card{border-top:4px solid var(--red)}
.field-label{display:block;font-size:13.5px;font-weight:800;margin-bottom:10px}
.amount-wrap{display:flex;align-items:center;border:1.5px solid #dcdce0;border-radius:10px;overflow:hidden;background:#fff}
.amount-wrap:focus-within{border-color:var(--red)}
.amount-wrap input{flex:1;border:0;outline:0;padding:14px 16px;font-size:20px;font-weight:800;color:var(--ink);min-width:0}
.amount-suffix{padding:0 18px;font-weight:800;color:var(--mut);font-size:14px}
.field-hint{font-size:12.5px;color:var(--mut);margin-top:10px}
.field-error{font-size:12.5px;color:var(--red);font-weight:700;margin-top:8px}
.quick-amounts{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.quick-amounts button{border:1.5px solid #e3e3e8;background:#f8f8fa;border-radius:100px;padding:8px 14px;font-size:12.5px;font-weight:700;cursor:pointer;color:var(--ink)}
.quick-amounts button.active,.quick-amounts button:hover{border-color:var(--red);color:var(--red);background:#fff}
.rate-info{display:flex;align-items:center;gap:18px;margin-top:24px;padding-top:22px;border-top:1px solid #f0f0f2}
.rate-info div{display:flex;flex-direction:column;gap:4px}
.rate-info strong{font-size:22px;color:var(--red)}
.rate-info span{font-size:12.5px;color:var(--mut);font-weight:600}
.rate-sep{width:1px;height:38px;background:#eee}
.calc-result-card h3{font-size:19px;font-weight:800;margin-bottom:22px}
.sum-row{display:flex;align-items:center;justify-content:space-between;padding:13px 0;border-bottom:1px solid #f1f1f4;font-size:14.5px}
.sum-row span{color:var(--mut);font-weight:600}
.sum-row strong{font-weight:800}
.sum-total{display:flex;align-items:center;justify-content:space-between;padding:18px 18px;margin-top:16px;background:#0d0d10;color:#fff;border-radius:12px}
.sum-total strong{font-size:22px;color:#fff}
.sum-total span{font-weight:700;color:#ffd7dc;font-size:14px}
.taksit-box{display:flex;gap:12px;align-items:flex-start;margin-top:18px;background:#fef3f4;border:1px solid #f6d3d8;border-radius:12px;padding:14px 15px}
.taksit-icon{width:26px;height:26px;flex-shrink:0;border-radius:50%;background:var(--red);color:#fff;font-weight:800;font-size:13px;display:flex;align-items:center;justify-content:center;font-style:normal}
.taksit-box p{font-size:13px;line-height:1.6;color:#5c2129}
.page-hero{background:#0d0d10;color:#fff;padding:72px 0 64px;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;width:420px;height:260px;right:-60px;top:0;background:radial-gradient(closest-side,rgba(217,4,41,.35),transparent);pointer-events:none}
.page-hero-inner{position:relative;z-index:2}
.page-hero h1{font-size:48px;letter-spacing:-.5px;margin:20px 0 12px;font-weight:800}
.page-lead{color:#d6d6da;font-size:17px;line-height:1.65;max-width:640px}
.page-section{padding:56px 0 88px}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:30px}
.stat-card{background:#fff;border:1px solid #ececf0;border-top:4px solid var(--red);border-radius:var(--rad);padding:24px;text-align:center;box-shadow:0 16px 36px rgba(0,0,0,.07)}
.stat-card strong{display:block;font-size:30px;color:var(--red)}
.stat-card span{font-size:13px;color:var(--mut);font-weight:700}
.about-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.about-card{background:#fff;border:1px solid #ececf0;border-radius:var(--rad);padding:30px 28px;box-shadow:0 16px 36px rgba(0,0,0,.07)}
.about-card h3{font-size:18px;margin:18px 0 12px;font-weight:800}
.about-card p{color:var(--mut);font-size:14.5px;line-height:1.75}
.fin-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch}
.fin-card{background:#fff;border:1px solid #ececf0;border-top:4px solid var(--red);border-radius:var(--rad);padding:32px 28px;box-shadow:0 20px 48px rgba(0,0,0,.08);display:flex;flex-direction:column}
.fin-card h3{font-size:20px;margin:18px 0 10px;font-weight:800}
.fin-desc{color:var(--mut);font-size:14.5px;line-height:1.65;margin-bottom:18px}
.fin-list{list-style:none;margin:0 0 24px;display:flex;flex-direction:column;gap:12px}
.fin-list li{font-size:13.5px;line-height:1.65;color:#3a3d44;background:#f8f8fa;border:1px solid #eeeef2;border-radius:10px;padding:11px 13px}
.fin-list li strong{color:var(--ink)}
.fin-card .btn{margin-top:auto;justify-content:center}
.faq-wrap{max-width:820px;margin:0 auto}
.faq-item{background:#fff;border:1px solid #ececf0;border-radius:12px;margin-bottom:12px;overflow:hidden;box-shadow:0 10px 24px rgba(0,0,0,.05)}
.faq-q{width:100%;background:none;border:0;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:14px;padding:18px 20px;font-size:15.5px;font-weight:800;text-align:left;color:var(--ink);font-family:inherit}
.faq-plus{width:30px;height:30px;flex-shrink:0;border-radius:50%;background:#fdeef0;color:var(--red);display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:800}
.faq-item.open .faq-plus{background:var(--red);color:#fff}
.faq-a{max-height:0;overflow:hidden}
.faq-item.open .faq-a{max-height:300px}
.faq-a p{padding:0 20px 20px;color:var(--mut);font-size:14.5px;line-height:1.7}
.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:26px}
.contact-card{background:#fff;border:1px solid #ececf0;border-top:4px solid var(--red);border-radius:var(--rad);padding:30px 26px;box-shadow:0 16px 36px rgba(0,0,0,.07);text-align:center}
.contact-card h3{margin:16px 0 10px;font-size:18px;font-weight:800}
.contact-card p{color:var(--mut);font-size:14px;line-height:1.65;margin-bottom:16px}
.contact-card .card-icon{margin:0 auto}
.contact-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:24px;align-items:start}
.text-area{min-height:130px;padding:14px 16px;resize:vertical;height:auto}
.apply-section{padding:72px 0 96px;scroll-margin-top:80px}
.apply-wrap{max-width:1220px;margin:0 auto}
.apply-head{max-width:720px;margin-bottom:26px}
.apply-head h2{font-size:34px;letter-spacing:-.4px;margin:18px 0 12px;font-weight:800}
.apply-perks{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:0 0 30px}
.apply-perk{display:flex;align-items:center;gap:11px;background:#fff;border:1px solid #ececf0;border-radius:12px;padding:14px 16px;box-shadow:0 10px 24px rgba(0,0,0,.05);font-size:13.5px;font-weight:700}
.apply-perk .trust-icon{width:34px;height:34px;border-radius:50%;background:#fdeef0;border:1px solid #f3c2ca;color:var(--red);display:inline-flex;align-items:center;justify-content:center;font-size:15px;flex-shrink:0}
.apply-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:start}
.apply-form{background:#fff;border:1px solid #ececf0;border-radius:var(--rad);padding:34px 32px;box-shadow:0 20px 48px rgba(0,0,0,.08)}
.apply-form h3{font-size:19px;font-weight:800;margin-bottom:24px}
.field{margin-bottom:18px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.text-input,.select-input{width:100%;height:52px;border:1.5px solid #dcdce0;border-radius:10px;padding:0 16px;font-size:14.5px;outline:0;margin-top:10px;background:#fff;color:var(--ink);font-family:inherit}
.text-input::placeholder{color:#a2a5ad}
.text-input:focus,.select-input:focus{border-color:var(--red);box-shadow:0 0 0 3px rgba(217,4,41,.10)}
.amount-feature{border:2px solid var(--red);border-radius:12px;background:#fff5f6}
.amount-feature input{background:transparent;font-size:22px}
.apply-btn{width:100%;justify-content:center;margin-top:26px;padding:16px 28px;font-size:16px}
.form-note{margin-top:14px;font-size:13px;line-height:1.6;border-radius:10px;padding:12px 14px}
.form-note.ok{background:#eef9f0;border:1px solid #bfe3c8;color:#20663a}
.form-note.err{background:#fef0f2;border:1px solid #f3c2ca;color:#8f1d2c}
.calc-note{margin:22px 0 0;color:var(--mut);font-size:12.5px;line-height:1.7;max-width:820px}
@media(max-width:1180px){
.nav{gap:16px}
.nav a{font-size:12.5px}
.header-actions .btn{padding:9px 13px;font-size:12.5px}
}
@media(max-width:1020px){
.header-inner{height:68px;gap:14px}
.header-actions{display:none}
.hamburger{display:flex;margin-left:auto}
.nav{position:fixed;top:68px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;justify-content:flex-start;padding:18px 24px 24px;gap:0;border-bottom:1px solid var(--line);display:none;margin:0;z-index:49}
.nav.open{display:flex}
.nav a{padding:12px 4px;border-bottom:1px solid #f0f0f2;font-size:14.5px}
.nav a.active::after{display:none}
.nav-cta-mobile{display:flex;flex-direction:column;gap:10px;padding-top:16px}
.hero-grid{grid-template-columns:1fr;min-height:0;gap:0}
.hero-content{padding:52px 0 30px}
.hero h1{font-size:42px}
.hero-desc{max-width:none}
.hero-media{min-height:360px}
.cards-section{margin-top:-48px}
.cards-grid{grid-template-columns:repeat(2,1fr);gap:18px}
.card{min-height:0}
.calc-grid{grid-template-columns:1fr}
.calc-section{padding:56px 0 4px}
.calc-input-card,.calc-result-card{padding:26px 22px}
.section-head h2{font-size:28px}
.apply-grid{grid-template-columns:1fr;gap:20px}
.apply-section{padding:56px 0 64px}
.apply-form{padding:26px 22px}
.apply-head h2{font-size:28px}
.apply-perks{grid-template-columns:1fr;gap:12px}
.field-row{grid-template-columns:1fr}
.page-hero{padding:52px 0 44px}
.page-hero h1{font-size:32px}
.page-section{padding:40px 0 60px}
.stats-grid{grid-template-columns:repeat(2,1fr)}
.about-grid{grid-template-columns:1fr}
.fin-grid{grid-template-columns:1fr}
.contact-cards{grid-template-columns:1fr}
.contact-grid{grid-template-columns:1fr}
}
@media(max-width:600px){
.container{padding:0 16px}
.hero-content{padding:40px 0 28px}
.hero h1{font-size:33px;line-height:1.15}
.hero-desc{font-size:15px}
.hero-btns .btn{flex:1 1 100%;justify-content:center}
.trust-sep{display:none}
.hero-media{min-height:300px}
.cards-section{margin-top:-36px;padding-bottom:48px}
.cards-grid{grid-template-columns:1fr;gap:16px}
.card p{min-height:0}
.card{min-height:0}
}